What to know about filing for disability benefits

Filing for disability can be a complex and overwhelming process. If you're unable to work due to a disability, you may be entitled to disability benefits through the Social Security Administration (SSA). Here are the top things you should know about filing for disability:

  1. Eligibility requirements: To be eligible for disability benefits, you must have a medical condition that prevents you from working for at least 12 months or is expected to result in death. You must also have worked and paid into Social Security long enough to qualify for benefits.
  1. Types of disability benefits: There are two types of disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is based on your work history and the amount of money you've paid into Social Security. SSI is a needs-based program for people with limited income and resources.  
  1. The application process: The application process for disability benefits can be lengthy and complicated. You'll need to provide detailed information about your medical condition, work history, and income. It's important to have information on all of your doctors who have treated your medical conditions. The initial application can be done over the telephone directly with the Social Security Administration or online.
  1. The appeals process: If your initial application is denied, you have the right to appeal the decision. This process can also be complicated and time-consuming, and it's important to have an experienced disability lawyer on your side to help with your case.  
  1. Working while on disability: If you're receiving disability benefits, you may be able to work and earn income while still receiving benefits. However, there are strict rules and limits on how much you can earn, and it's important to understand the rules before you start working.
  1. Working with a disability lawyer: Working with a disability lawyer can help ensure that your application is complete and accurate, which can improve your chances of getting approved. A lawyer can also help you navigate the appeals process and provide guidance on working while on disability.

Filing for disability can be a complicated and overwhelming process. It's important to understand the eligibility requirements, the types of benefits available, the application and appeals process, and the rules around working while on disability. Working with an experienced disability lawyer can help ensure that you get the benefits you're entitled to. At PSRB, our team of disability lawyers can help guide you through the process and fight for your rights.

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