What can I do if the insurance company refuses to allow me to see a doctor or to have prescribed treatment?

Sometimes unscrupulous claims adjusters will deny you access to reasonable and necessary medical treatment as a means of limiting your ability to prove continued incapacity. They will tell you that you can’t see a doctor and then discontinue your benefits because you do not have a doctor’s opinion that supports disability. This is unfair, unreasonable, and probably illegal. If this happens, you have every right to file a claim with the Department of Industrial Accidents to force the insurer to comply with its legal obligations.