What Is My Duty to Cooperate With My Own Insurance Company?

One of the ways in which you must cooperate with your own insurance company is to provide prompt notice of accidents or injuries. (In a hit and run situation, you must give notice within 24 hours; in all cases notice should be given within one (1) business day.) Also, you must submit to the insurance company’s request to provide a written or recorded statement concerning the happening of an accident or your receipt of injuries. In addition, you must make yourself available for an independent medical examination if the insurance company desires to evaluate the nature and extent of your injuries. Finally, if someone alleges you caused an accident by sending you a notice or serving you a complaint, you must immediately notify your own insurance company.