Your personal injury protection benefit is designed to pay medical bills and lost wages. The coverage is $8,000.00. Whether used for the payment of medical bills, lost wages or other covered costs, PIP will pay no more than $8,000.00 in total for any combination of these benefits. In order to obtain lost wage benefits, you or your attorney must obtain documentation from your employer as to your period of absence, daily or weekly wages, as well as the availability of any salary continuance benefits within your employment. This information will assist the auto insurance carrier in determining the gross amount of your wage loss. The auto insurance carrier is required to pay you 75 percent of your unreimbursed average gross weekly wage loss. Again, it is essential that any medical or lost wage benefits claim be accompanied by a completed personal injury protection benefits application, medical documentation, and employer-completed lost time and lost wage documentation.