What if the insurance company sends me a denial form?

The first thing that you should do is check the date on the denial form and retain the envelope in which it was sent. These may become important to you if a penalty is at issue. The form that you will receive should specifically state the reasons that the insurance company has denied your claim. Thankfully, the insurance company is not the final authority in these cases and you have a right to file a claim with the Department of Industrial Accidents. This adjudicative department will eventually assign an administrative judge to hear your case and decide whether you are entitled to receive compensation benefits. It is very important that you document your claim for workers’ compensation benefits. You should save a copy of any accident report, disability note, first aid register, or medical document which can be submitted with your claim or used by your attorney, if need be, in a proceeding at the Department of Industrial Accidents.